Home

Cross-account household view · anchored to last warehouse activity on 2026-05-28

This month
May 2026
$8.0k
vs $7.2k T12 avg · ▲ $789
Pace
to 31-day total
$8.9k
over pace · baseline $7.2k
Alerts
anomalies to review
5
4 this month · 1 in inbox
Subscriptions
active monthly burn
$3.5k
$42k/yr
Net worth
household total
$607k
vs 2026-04-28 · ▲ $4.3k
Net worth$607,605▲ +$4,348 (+0.7%) · 30-day

Cash runway

typical-month basis
3.8months of typical spend
Cash on hand$26,510
Typical month burn$7,008/mo

Focus today

Synthesis across anomalies, inbox, budgets, and subs · written by your local model.

  • chipotle: $360.00 is 4.0x this merchant's p95
  • blue bottle coffee: $285.00 is 34.2x this merchant's p95
  • coffee category is over-pace at $369.96 spent against an $80.00 budget
  • netflix subscription increased from $15.49 to $17.99

12-month trajectory

Click a bar to open that month's briefing.

$0$4.0k$8.0k$12k$16k$20kJun 2025 · rent — $2,850.00Jun 2025 · restaurants — $781.35Jun 2025 · shopping — $618.61Jun 2025 · groceries — $715.92Jun 2025 · household_goods — $285.07Jun 2025 · other — $987.92JunJul 2025 · rent — $2,850.00Jul 2025 · restaurants — $750.13Jul 2025 · shopping — $920.49Jul 2025 · groceries — $780.90Jul 2025 · household_goods — $440.99Jul 2025 · travel — $1,646.57Jul 2025 · other — $2,565.40JulAug 2025 · rent — $2,850.00Aug 2025 · restaurants — $687.76Aug 2025 · shopping — $565.90Aug 2025 · groceries — $746.66Aug 2025 · household_goods — $461.08Aug 2025 · travel — $1,598.00Aug 2025 · other — $1,349.38AugSep 2025 · rent — $2,850.00Sep 2025 · restaurants — $890.81Sep 2025 · shopping — $968.19Sep 2025 · groceries — $653.81Sep 2025 · household_goods — $540.21Sep 2025 · other — $1,268.62SepOct 2025 · rent — $2,850.00Oct 2025 · restaurants — $612.90Oct 2025 · shopping — $806.98Oct 2025 · groceries — $830.12Oct 2025 · household_goods — $389.27Oct 2025 · other — $1,237.85OctNov 2025 · rent — $2,850.00Nov 2025 · restaurants — $718.27Nov 2025 · shopping — $973.88Nov 2025 · groceries — $840.00Nov 2025 · household_goods — $391.04Nov 2025 · taxes — $4,250.00Nov 2025 · other — $1,234.51NovDec 2025 · rent — $2,850.00Dec 2025 · restaurants — $773.45Dec 2025 · shopping — $781.07Dec 2025 · groceries — $612.75Dec 2025 · household_goods — $455.33Dec 2025 · travel — $1,084.24Dec 2025 · other — $1,544.01DecJan 2026 · rent — $2,850.00Jan 2026 · restaurants — $844.68Jan 2026 · shopping — $705.75Jan 2026 · groceries — $880.01Jan 2026 · household_goods — $411.87Jan 2026 · other — $2,705.91JanFeb 2026 · rent — $2,850.00Feb 2026 · restaurants — $491.64Feb 2026 · shopping — $209.38Feb 2026 · groceries — $733.43Feb 2026 · household_goods — $699.29Feb 2026 · other — $1,151.96FebMar 2026 · rent — $2,850.00Mar 2026 · restaurants — $595.04Mar 2026 · shopping — $664.72Mar 2026 · groceries — $706.06Mar 2026 · household_goods — $561.74Mar 2026 · other — $1,483.17MarApr 2026 · rent — $2,850.00Apr 2026 · restaurants — $883.87Apr 2026 · shopping — $488.88Apr 2026 · groceries — $622.94Apr 2026 · household_goods — $577.68Apr 2026 · other — $1,298.79AprMay 2026 · rent — $2,850.00May 2026 · restaurants — $1,050.38May 2026 · shopping — $1,279.25May 2026 · groceries — $804.83May 2026 · household_goods — $374.79May 2026 · other — $1,451.37May

Alerts feed

May 2026 · anomalies the detector flagged

SeverityDateMerchantAmountFlagsDetail
ALERT2026-05-20chipotle$360.00LARGEAmount $360.00 is 4.0× this merchant's p95 ($90.43, over 14 prior txns).
ALERT2026-05-12blue bottle coffee$285.00LARGEAmount $285.00 is 34.2× this merchant's p95 ($8.33, over 20 prior txns).
WARN2026-05-09youtube premium$11.99↓ PRICEyoutube premium: $13.99 → $11.99 (↓ $2.00).
WARN2026-05-07netflix$17.99↑ PRICEnetflix: $15.49 → $17.99 (↑ $2.50).

Why this month is different

pace-projected vs 12-mo median · 28 of 31 days elapsed

Month-end forecast

May 2026 · day 28 of 31
Spent so far
$8,013
28 days in
Projected end
$8,819
$269/day pace
Days left
3
this month
Projected $1,811 over a typical month (26% above the $7,008 median)

Projection = MTD + trailing 30-day daily avg × days left · lumpy excluded · median over the trailing 12 months.